Here's how our residential financing works:
1. Plan your project.
This is the fun part. And the more planning you do, the smoother your project will be. Consider your budget and let your imagination do the rest.
2. Apply for Benji.
This part is easy. Complete an online application with your contractor (link below) in the comfort of your own home, and get your results in minutes. Explore financing options with multiple term lengths and calculate payments without affecting your credit. Get your project started with $0 down, and no interest - no payment plans up to 18 months**.
No hard credit check required to receive pre-approvals or calculate terms and payments. Benji hard credit check occurs after terms are selected before financing documents can be signed. LendingPoint™ hard credit check occurs after financing documents have been signed.
**No payments are required during the special financing period following project completion. Thereafter, substantially equal monthly payments are required for the remainder of the financing term (60 months) or until the unpaid balance of the amount financed is paid in full. Interest will accrue during the promotional period, but will be waived if the amount financed is paid in full prior to the expiration of the special financing period. Benji special financing plans not available in some states.
